Health Insurance
Each student is required by the School to carry comprehensive medical care insurance. Individuals, who choose to be covered by a plan other than the School’s Health Insurance Plan, must present proof of coverage at the time of registration.
For a more complete description of healthcare services available, the student is advised to consult the Medical Plan Brochure or visit the webpage.
Disability Insurance
Ponce Health Sciences University requires students to have a disability insurance; due to the fact of risk during health fairs, volunteer jobs, summer programs, researches, clinical experiences, medical rotations and electives.
The PHSU Disability Insurance Policy has an opt-out option to students from certain programs; this option will allow students to decide whether they want to keep or obtain the disability insurance and include its cost in the enrollment charges or if they want to reject or cancel it. The opt-out process will be available every Fall term for students in qualifying programs (refer to table 1). After the fall period, the student will keep the disability insurance status selected for the rest of the Academic Year.
| Program |
Disability Insurance Requirement |
Doctor in Medicine (MD)
Dental Medicine Doctor (DMD)
Doctor of Philosophy in Clinical Psychology (Phd Psy)
Doctor in Clinical Psychology (PsyD)
Master in Sciences in School Psychology (MSSP)
Bachelor in Nursing
Master in Science in Nursing- Family Nurse Practitioner (MSN-FNP) |
Mandatory |
Doctor in Philosophy in Biomedical Sciences (PhD Biom)
Doctor of Philosophy in Public Health with Specialty in Epidemiology (DrPH)
Master in Science in Medical Sciences (MSMS)
Master in Public Health (MPH) |
Optional
Opt-out available every Fall term upon registration |
Professional Certificate in Family and Couples Therapy (CFCT)
Professional Certificate in Neuroscience of Learning (CNSL)
Master’s in science in Medical Sciences-Online (MSMS online)
Master in Science in International Public Health (MPH Online) |
Not Applicable |
The Disability Insurance cost is included in the Tuition & Fees document for the AY 2023- 2024. This insurance coverage provides benefits for students who lose their income due to sickness, accidents, or related events. Its coverage includes reimbursement for certain medical expenses incurred due to accidents. It also covers high risk pregnancies and blood borne pathogen incidents, among other situations.
Students who wish to cancel or opt out from disability insurance during this Academic Year, must send the opt-out form attached to studentaffairs@psm.edu before validation of the enrollment of the term. If the opt-out form is not received on or before the deadline published, the insurance cost will be charged in the 2023-2024 academic year enrollments with no opt-out option until the next Academic Year.
Students with their own disability insurance must present evidence during registration. In case of not having evidence of a policy or does not have insurance, they must submit the application through the school’s arrangement and follow the guidelines of this policy.
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